Ihsan, Dedy, Wahyu Murti, and Sri Sungkowati. “Banks’ Strategies to Face Fintechs’ Attacks”. Sharia Oikonomia Law Journal 2, no. 4 (December 30, 2024): 244–254. Accessed July 5, 2025. https://www.journal.ypidathu.or.id/index.php/solj/article/view/1644.